About us

About Us

Stricter mortgage rules and regulations have plagued Canadians in the last year. Banks and traditional lending institutions get turned off with the bad credit and unstable financial situation of potential homebuyers. In effect, more and more individuals go to sketchy loan sharks and untrustworthy lenders promising them they’d get the best of their money’s worth. But this shouldn’t be the case.

Every Canadian deserves to get an opportunity to build or finance the home of their dreams. Nothing and no one should ever stop them from achieving what they want in life. This is what motivated Faizal Garasia to establish Private Mortgages Canada in 2019.

Faizal has been working for years as a mortgage and financial expert. With his in-depth understanding of personal finance, taxes, credit, real estate, and all other things mortgage-related, he has successfully helped hundreds of clients to financially redeem themselves. He knows that everyone comes from a different background and situation, that’s why you can be assured that you are given the solution that would perfectly suit your needs. This time, he is out to bring out his expertise and widen he’s reach to help more clients through Private Mortgages Canada.

But why choose Private Mortgages Canada?

Private Mortgages Canada aims to address the growing needs of Canadians to have a better financing solution. Turned down by banks and other lenders? Issues with bad credit? In a hurry to purchase a property? Well, we got you covered!

You don’t need to be ashamed to tell your story or financial woes to us. Our team is composed of friendly and client-oriented professionals who have been working in this industry for years. Banks and traditional lending institutions may have given up on you easily. Trust us, we don’t and we won’t fail you! We will be with you throughout your journey to get you what you need and help you achieve your long-term goals.

On top of that, we can assure you that we have a hassle-free application process. We can secure your approval right away! Last but not the least, we give the best rates in town!

What can Private Mortgages Canada give me?

First of all, we want to give our clients peace of mind regarding their case. We handle our client’s cases like it’s our own. Here’s what Private Mortgages Canada can assure you, once you sign your contract with us:

  • Repair and rebuild your credit- If you have a bad credit wanting to apply for a mortgage, we don’t just get you the mortgage that you need. We will help you fix your credit, change your old financial habits, and maintain a good credit standing

  • Secure your approval- Getting an approval for our clients is what we always want to achieve. We want to help you make your dream home a reality.

  • Fast and hassle-free application process- For one, you don’t need to undergo a mortgage stress test. You just have to prove you are willing and have the capacity to pay. Then you’re good to go!
  • Get your money’s worth- We know how dreadful it is if you lose your hard-earned money for nothing! That is why we offer the best rates so you can actually save more in the long run.
  • Build a lasting relationship with you so that you can have a well-informed financial decision – Well, our relationship with you does not end when you get the mortgage financing or debt consolidation you wanted. We will guide you and give you financial information and education so you can make well-informed financial decisions in the future.


We are dedicated to give second chances to clients who have been turned down by banks and traditional mortgage lenders. Our team is committed to walk with our clients towards their journey towards financial redemption.


We aim to be the number one private mortgage company that offers the best rates and financial solutions in Canada. We envision all Canadians to have better financial choices and well-informed financial decisions