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High Ratio Mortgages: Advantages and Risks

High ratio mortgages have surfaced as a valuable financing option for aspiring homeowners. These mortgages allow buyers to secure a home loan with a down payment of less than 20% […]

Impact of Location on Mortgage Rates

Various variables affect your mortgage rates in Canada. It can be your credit score, your payment amount, debt-to-income ratio. But one factor is often overlooked by the buyers that significantly […]

The Impact of Economic Factors on Mortgage Rates

Understanding how economic factors affect your mortgage rate is essential if you intend to purchase a home or refinance your mortgage. Inflation, unemployment, and various other economic factors will all […]

Tips For Negotiating Your Mortgage Rate in Canada

Buying a home is a significant investment; every detail and decision will matter. You must know the basics of negotiating your mortgage rate when planning to apply for a mortgage. […]

Do’s and Don’ts Before Applying for Bad Credit Mortgage

Applying for a  mortgage is already a struggle; it will be more complicated to use for a mortgage when you have bad credit. Your credit plays a significant part in […]

Mortgage Questions To Ask Your Mortgage Broker or Lender

Finding a mortgage broker and mortgage lender is a challenging task when you are buying a new home. Especially when you are a first-time buyer. If you find the perfect […]

Working With A Real Estate Agent When Buying A Home

Buying a home for the first time can be challenging for some individuals. Doing your research can help with your desired purchase. Some things won’t work like, “I want to […]

Newly Constructed Home: Pros and Cons

Buying a home is a crucial decision. And we usually see listings of available homes, so buyers need help choosing the home they want that’s within their budget. Another option […]

What Affects The Mortgage Rate?

Do you ever wonder what’s behind your mortgage rate? Why are they increasing or decreasing? One of the many reasons why was the economy. The state of the economy matters […]

Mortgage Lender: Bank or Broker?

Which mortgage lender suits your needs the most? When you want to apply for a mortgage Canada, especially if it’s your first time, you need to know which mortgage lender […]